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CAR FINANCIAL SERVICES

Compare finance and leasing options and services for obtaining a CUPRA vehicle.

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CAR LEASE & FINANCE OPTIONS

Operating Lease

You’ll drive a new CUPRA for a set amount of time and kilometres. You have three options at the end of your lease. You can choose to turn in your CUPRA for a new one, purchase it, or return it at the end of your term. 

Car Loan Type

Lease

Down Payment

Optional

Monthly Rate

Fixed

Duration

Flexible between 12 and 48 months

Mileage Restriction

Unlimited

End of Contract

Return the vehicle and lease a new one should you wish.
Enjoy a new CUPRA without the commitment of ownership, perfect for both business contract hire and personal use.

AUTO CREDIT (PCP)

A flexible financing solution which offers lower monthly payments by deferring part of the car’s price until the end of the contract. This approach reduces the monthly cost compared to other types of financing.

Car Loan Type

3-way Financing

Down Payment

Flexible

Monthly Rate

Fixed, particularly low, but higher final rate

Duration

Flexible between 12 and 54 months

Mileage Restriction

Limited to various personal options

End of Contract

You choose between continued financing (provided you have creditworthiness), paying the final installment and then owning the vehicle or returning the vehicle to the dealer who delivered it.

CLASSICAL CREDIT

A fixed instalment payment solution where you become the owner at the end of the term - a straightforward way to experience CUPRA excellence.

Car Loan Type

Instalment Loan

Down Payment

Flexible

Monthly Rate

Fixed

Duration

Flexible between 12 and 72 months

Mileage Restriction

Unlimited

End of Contract

The car is yours. You are the legal owner.

   

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Why Choose Financial Services?

Flexible Financing: Customisable plans for business contract hire, personal finance and more.

 

No Ownership Pressure: Operating Lease lets you drive without ownership worries.

 

Tailored for Fleet Managers: We offer specialised solutions designed to help companies operate smoothly. Discover why CUPRA vehicles are preferred by fleet managers.

 

Sustainability Options: Financing for electric and hybrid CUPRA models.

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Explore cupra business lease offers & more

Discover how CUPRA can help manage your vehicle fleet with flexible business leasing options.

FAQs

Summary

The CUPRA Operating Lease service allows you to drive a CUPRA vehicle through a monthly payment plan that includes essential services such as insurance, a repair service plan, maintenance, tyre coverage, and more. This arrangement provides the benefits of owning a car with added affordability and convenience.

Lease Duration

Lease payment periods vary depending on the market. Contact your local CUPRA retailer for specific details.

Mileage Limits

At the end of the lease agreement, you'll typically return the vehicle without making a final payment. For information on other possible options, reach out to your local retailer.

End-of-Contract Options

At the end of the lease agreement, you'll typically return the vehicle without making a final payment. For information on other possible options, reach out to your local retailer.

Included Services

Leasing plans often cover maintenance and servicing. Insurance may be optional, depending on the market. Check with your local retailer for a detailed breakdown of included services.

Payment Process

Monthly rental fees are charged directly to your bank account.

Travel Abroad with the Car

Regulations regarding international travel vary by country. Please confirm with your local CUPRA retailer.

Leasing for Companies

The Operating Lease service is available to private individuals, businesses, and the self-employed.

How to Start an Operating Lease

To begin, visit your nearest CUPRA retailer with the required personal and financial documents. Contact your retailer for a list of necessary paperwork.

Accident Assistance

The CUPRA Operating Lease service provides 24/7 roadside assistance in the event of an accident.

Addtional Drivers

Driving rules for additional drivers vary by country. Contact your local retailer for clarification.

Tax Deductibility

Leasing-related tax benefits depend on local regulations. For more information, consult your local retailer.

Test Drives

Test drives are available. Visit your nearest CUPRA retailer to book one.

Rejected Requests

If your lease request is not approved, it will be canceled at no cost. Your retailer can help you explore other options for driving a CUPRA.

Early Termination

You can cancel your lease contract early, although this may incur a penalty.

Benefits for Private Individuals

Operating Lease is a great option for private individuals, offering low monthly payments, no used car risks and access to the latest vehicle models without paying the full purchase price.

Vehicle Customisation

You can fully configure your CUPRA to match your preferences when leasing.

Vehicle Availability

Choose from a selection of new cars available immediately or customise a vehicle to your specifications. Contact your local retailer for potential waiting times.

Exceeding Mileage Limits

Exceeding the mileage limit typically incurs a fee. For precise details, consult your local retailer.

Returning the Vehicle

Normal wear and tear is generally acceptable when returning a leased car. Significant damage or defects may require reimbursement for the reduction in the vehicle’s value. Comprehensive insurance offers additional protection for damage caused by accidents.

Vehicle Insurance

You are free to choose your insurance provider for your leased CUPRA.

Comprehensive Insurance Requirements

Fully comprehensive insurance is mandatory under leasing terms. Contact your local retailer for detailed options.

Payment Options

You can choose a plan with or without a down payment, up to 30% of the car's value, based on your desired monthly rental amount.